terms & conditions

General Terms and User Agreement

    Welcome to Dailyment. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read these terms carefully before using our website or purchasing any products or services. If you do not agree with any part of these Terms, you must not use this website or purchase our products.

    Acceptance of Terms
    Dailyment (“we”, “us”, or “our”) provides financial information, strategies, tips, and educational content designed to help you make money, save money, and invest wisely. By using this website, you acknowledge that you have read, understood, and accepted these Terms and Conditions as well as our Privacy Policy and Disclaimer. These Terms apply to all visitors, users, and others who access or use the website.

    Description of Services
    Dailyment offers a range of financial resources including but not limited to educational articles, blog posts, and eBooks focused on personal finance, investment strategies, money-saving ideas, and wealth-building techniques. Our primary goal is to provide you with informative content and practical advice to support your financial decisions. We may also offer products such as eBooks for sale, which contain curated information and strategies in the field of finance.

    User Eligibility
    Our services are intended for users who are at least 18 years of age or the age of majority in their jurisdiction. By using Dailyment, you confirm that you meet this age requirement. No account registration is required to access the general content on our website. However, certain interactive features, such as submitting comments, are available to users without needing an account, but these features are subject to moderation and the rules outlined below.

    User Conduct
    When engaging with our website, especially in the comment sections, you agree to act responsibly and respectfully toward other users and the Dailyment community. You must not post any content that is unlawful, harmful, threatening, defamatory, obscene, or otherwise objectionable. We reserve the right to remove or edit comments that violate these guidelines or that we deem inappropriate without prior notice. Users who repeatedly violate these rules may be blocked from further participation.

    Intellectual Property Rights
    All content provided on Dailyment, including articles, eBooks, images, logos, graphics, and other materials, is the intellectual property of Dailyment or its licensors and is protected by applicable copyright and trademark laws. You may access and view the content for personal, non-commercial use only. Any reproduction, distribution, modification, or commercial use of our content without prior written permission is strictly prohibited.

    Purchases, Payments, and Affiliate Disclosures

      Purchases and Products
      Dailyment offers digital products, primarily eBooks, that focus on financial strategies, money-making tips, investment advice, and savings techniques. When you purchase an eBook or any other product from our website, you agree to provide accurate and complete payment information. All sales are final unless otherwise stated in a specific refund policy related to the product you purchase.

      Payment Methods
      We accept payment through secure and trusted third-party payment gateways. By providing payment information, you represent and warrant that you have the legal right to use the payment method you choose. Your payment details are processed securely, and Dailyment does not store your full payment information on our servers.

      No Account Required
      You are not required to create an account to browse or purchase products on Dailyment. However, you may need to provide an email address during the checkout process to receive your purchased digital products and related communication, such as order confirmations or updates.

      Affiliate Links and Disclosures
      Dailyment participates in various affiliate marketing programs, including but not limited to the Amazon Services LLC Associates Program. This means that when you click on certain links on our website and make a purchase, we may receive a commission at no additional cost to you. We only recommend products, services, coaches, and consultants based on our personal experiences or careful research. These recommendations do not constitute endorsements or guarantees of the product’s effectiveness.

      We are committed to transparency and integrity; therefore, all affiliate relationships do not influence the content, advice, or recommendations provided on Dailyment. You are under no obligation to purchase any product through our affiliate links, and we encourage you to perform your own due diligence before making any purchases.

      Refunds and Returns
      Because our products are digital and delivered instantly, refunds are generally not available unless there is a clear issue such as a technical problem preventing access to your purchase. For specific refund policies, please refer to the product page or contact our support team.

      User Responsibilities, Legal Limitations, and Disclaimers

        User Conduct and Responsibilities
        When you use the Dailyment website, you agree to act responsibly and lawfully. You must not use the website for any illegal activities, to harm others, or to distribute harmful, offensive, or misleading content. While users can submit comments on our articles, you agree to refrain from posting anything that is defamatory, abusive, or infringes on the rights of others. We reserve the right to remove any comments or content that violate these rules without prior notice.

        Accuracy of Information
        Dailyment strives to provide accurate and up-to-date financial information, tips, and strategies. However, the content on our website is intended for educational purposes only and should not be considered as professional financial, investment, legal, or tax advice. Individual circumstances vary, and you should always consult with a qualified professional before making financial decisions based on the information provided by Dailyment.

        No Warranties and Limitation of Liability
        All content, products, and services provided by Dailyment are delivered “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that the website or its products will meet your expectations or that they will be free from errors or interruptions.

        Under no circumstances shall Dailyment, its owners, employees, affiliates, or partners be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website, purchase of products, or reliance on the information provided.

        Indemnification
        You agree to indemnify, defend, and hold harmless Dailyment, its officers, employees, affiliates, and partners from any claims, damages, liabilities, or expenses arising out of your use of the website, violation of these Terms and Conditions, or infringement of any intellectual property or other rights.

        Affiliate Disclosure and External Links
        Dailyment may contain affiliate links to third-party products and services. While we may earn commissions from purchases made through these links, we are not responsible for the content or services provided by these external sites. Any transactions or interactions with third parties are solely between you and the respective third party.

        Changes to Terms and Conditions
        Dailyment reserves the right to modify or update these Terms and Conditions at any time without prior notice. It is your responsibility to review this page periodically for changes. Continued use of the website after any modifications constitutes your acceptance of the updated Terms and Conditions.

        Governing Law
        These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Dailyment operates, without regard to its conflict of law provisions.