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Hey friends!
Today, I’m sharing something a lot of you have been curious about—are there actually apps that can make you money passively?
Now, when I say “apps that pay you while you sleep,” I’m not talking about get-rich-quick gimmicks or sketchy schemes that require you to jump through endless hoops. I’m talking about real, legit platforms that reward you for things you’re already doing—like browsing the internet, selling your skills, investing, or even just sharing your unused data.
The beauty of these apps is that they don’t require you to grind 24/7. You set them up, maybe check in occasionally, and they quietly generate income in the background. For some people, they’re a nice little side bonus for coffee money. For others, they’ve turned into a serious stream of passive income that covers bills, vacations, or even full-time lifestyles.
In this article, I’m going to walk you through 7 mind-blowing apps that can put money in your pocket while you go about your day—or while you’re snoring away at night. These aren’t just “download and hope for the best” suggestions; they’re apps with proven track records and real users earning real money.
1. Honeygain: Earn Money by Sharing Your Internet
Honeygain is a program that enables the user to earn money by sharing their internet connection with others. Basically, you turn into a mini-internet service provider (ISP) to the world around you in need of faster and more reliable internet connection.
Here how it work:
Once you download and install Honeygain on your device, the application connects to the internet using your connection and establishes a virtual private network (VPN) tunnel.
This tunnel enables remote users to access your internet connection, which provides them with faster connection and connectivity. Honeygain will in turn compensate you with every gigabyte of data that transits through your connection.
Here the benefits of honeygain:
Passive Income: You can make money any time of the day and night even when you are sleeping.
Flexible Earnings: The better and more stable and faster your internet connection, the more you can earn.
Simple to Use: Simply download the app and get started to earn.
How to get started:
All you need to do to start earning with Honeygain is to sign up, install the app, and configure the settings you want. You have the option of setting it to connect at certain times of day or to keep it on throughout the day. Honeygain can withdraw your earnings through PayPal or Bitcoin, so it is easy to withdraw your money.
2. Rakuten: Get Cash Back on Daily Spending
Rakuten, previously called Ebates, is a well-liked cash-back site and application that pays you to shop online. In contrast to Honeygain, which uses your internet connection, Rakuten uses your everyday online shopping to make a passive income.
How It Works:
Rakuten collaborates with hundreds of online stores, such as Amazon, Walmart, and Best Buy. Shopping with Rakuten means that you get a percentage of the purchase price back in cash back. As an example, you may get back 5 dollars when you spend 100 dollars at Amazon via Rakuten.
Here the benefits of rakuten:
No Additional Work: You are already doing the online shopping, why not get paid to do it?
Large Selection of Partners: Rakuten has many retailers, so you are likely to find practically everything you want.
Referral Bonuses: Invite your friends and you both can earn some extra cash back.
Here how to get started
Create a Rakuten account and connect your preferred credit cards. Always remember to go to Rakuten before making any purchase to have the cash-back activated. After making your purchase, the cash back will be deposited into your Rakuten account and you can then transfer it to your bank account or PayPal.
3. Acorns: The Personal Savings and Investment Partner
Acorns is not only a financial application, but a way of becoming wealthy with minimal effort. Acorns is a simple, yet powerful idea: round up your purchases to the nearest dollar and invest the difference.
As an example, when you purchase a coffee at 3.50 dollars, Acorns will round it up to 4 dollars and invest the 50 cents. This may not appear much but in the long run, these small sums can amount to a lot of savings and investments.
How It Works:
- Round-Up Investing: All your purchases are rounded up to the nearest dollar and the remainder is put into a diversified portfolio.
- Portfolio Management:Acorns takes care of your portfolio and invests according to your risk tolerance so that your money is invested in the right place.
- Investment Options: Users have a variety of portfolios to select, including conservative, aggressive, and others, according to their interests and objectives.
- Rewards Program: You can get a rewards program in Acorns where you can get cashback on some purchases and increase your earnings.
Acorns run on the micro-investing principle, which means that it is convenient to save and invest without interfering with your everyday life. Automating the process is more or less letting your money work for you. The more you invest the more you earn and this is when you are sleeping or even going about your normal activities.
4. PassiveApp: Make Money With Little Effort
PassiveApp is a next-level passive income. PassiveApp is unlike conventional apps that need active participation to earn money but instead, you can earn by just having the app installed on your gadget. It is meant to reward the user with their idle time, basically rewarding them to have the app open.
How It Works:
- Earn Points:Leave the app open, and you get the points. These points are exchangeable to real money.
- No Interaction Required: Unlike other apps which you are required to do tasks or fill out surveys, PassiveApp pays you just to have the app running.
- Partnerships: PassiveApp collaborates with different companies and advertisers that pay to have their content placed in the app. You are indirectly helping in their marketing when you have the app open.
- Payment Methods: The earnings can be withdrawn through PayPal or directly transferred to your bank account after you have reached a specific limit.
PassiveApp is simple and beautiful. Not only are you making money by installing and leaving the app open, but you are also helping a wider ecosystem of advertisers and content providers.
The application operates in the background with low battery consumption and processing capacity, which is why it is perfect to generate passive income.
5. Fundrise: Invest Your Savings in Passive Income
Think of a world in which your savings continue to work even when you are sleeping. This is what Fundrise, a new company, promises: a chance to invest in real estate with no need to become a landlord or to deal with properties directly. This is how it works and why it may be a game changer in your financial goals.
What is Fundrise?
The principle of Real Estate Investment Trusts (REITs) that Fundrise works on can be explained as follows: it is a process of collecting money of several investors to buy real estate objects.
What is beautiful about Fundrise is that it democratizes real estate investing. Real estate investment has traditionally been the preserve of high-net-worth individuals because of the large amount of capital it needs. Fundrise reduces this threshold by enabling investors to invest as little as 500 dollars, which makes it available to more people.
After registering and funding your account, you have the option of selecting among different investment strategies depending on the risk tolerance and financial objectives.
These plans are conservative to aggressive and they suit various investor profiles. Fundrise then invests your money on purchasing shares in a portfolio of real estate projects that are diversified throughout the United States. Since these properties bring in income in terms of rent or appreciation, the profits are shared by investors.
Why use Fundrise?
Fundrise is attractive not only because it is easy to enter, but also because it promises passive income. Real estate investments can be a source of rent and capital gain as compared to traditional stocks or bonds. This two-fold advantage can assist in diversifying your investment portfolio, decreasing the total risk.
Further,Fundrise is transparent and accessible. Investors are able to follow their performance and get detailed reports as well as make portfolio adjustments all within the comfort of their homes. It is also a long-term growth platform, where most investors keep their investments for years, enjoying the compound interest and market trends.
The other notable benefit is that the investment is hands-off. After you have selected your investment strategy and have made your initial investment, you do not have to concern yourself with the day-to-day management. This is what makes Fundrise especially appealing to busy professionals who do not want the hassle of having to manage physical assets in order to create wealth.
Risks and Considerations:
Though Fundrise is an attractive opportunity, it is important to realize the risks associated with it. The real estate markets are volatile and not every investment will do as well as another. Also, you might have tax implications and fees on your investments that would affect your returns.
Before jumping into real estate investing with Fundrise, it is worthwhile to do extensive research and perhaps talk to a financial advisor. Knowing your risk tolerance and investment objectives will enable you to make sound decisions.
Fundrise is an interesting combination of accessibility, transparency, and passive income potential, which makes it a good choice to diversify the investment portfolio. Fundrise uses the potential of real estate investment trusts to transform your savings into a passive income source, so that your money can continue to work even when you are sleeping.
6. M1 Finance: Robotic Investing to Live Without Sleep
In the modern-day busy world, it can seem that keeping your finances in order is a full-time job. Meet M1 Finance, a next-generation robo-advisor that makes investment management easy, so you can spend less time managing your wealth and more time enjoying it. This is what makes M1 Finance unique and why it could be the best financial tool to use in your life.
What is M1 Finance?
M1 Finance is an online investment company that integrates automated investing with personalized portfolios. It is aimed at both new investors who want to start and professional traders who want to have an easy way. In essence, M1 Finance is built on powerful algorithms that can generate customized investment portfolios that align with your financial objectives and risk appetite.
The M1 Finance has one of the most notable features, which is its pie system. A pie is your whole investment portfolio, which is sliced based on the individual stocks and ETFs in your portfolio. You are able to assign certain percentages of your funds to each slice and have control over your asset allocation. Such a degree of personalization makes your portfolio highly compatible with your financial goals.
After you have configured your pie, M1 Finance does the rest. The platform automates the rebalancing process, so that your portfolio is consistent with your desired asset allocation. It also manages dividend reinvestment, whereby you can increase your wealth without any manual effort.
Advantages of M1 Finance:
The main charm of M1 Finance is that it can make complicated financial management processes easy. M1 Finance automates the process of buying, selling and rebalancing your portfolio, so you spend less time and effort managing your investments. This automation is especially useful to busy people who lack the knowledge or time to trade their portfolios themselves.
Further, M1 Finance has competitive fees. M1 Finance does not charge fees to manage accounts, to trade, or to commission trades, as is the case with certain traditional brokerage firms. This fee free system can greatly increase your net returns in the long term.
M1 Finance also has strong educational materials, such as articles, videos, and webinars, to learn how everything about investing works. These resources can help you, as an experienced investor or a novice, to have the knowledge you need to make informed decisions.
Risks and Considerations:
Although M1 Finance makes investing easier, it is necessary to understand the possible drawbacks. The automated investing is based on the use of algorithmic models, which are not always quite accurate in predicting the market movements. Also, although M1 Finance does allow a broad selection of investment opportunities, it does not allow direct access to tangible assets such as real estate or commodities.
Moreover, your investments may turn out to be successful in the end depending on the market conditions and the performance of the underlying assets in your portfolio. Even through a robo-advisor, diversification and periodic review of your investment strategy are essential elements of successful investing.
7. Swagbucks: Make Money by Browsing and Sleeping
Swagbucks is a new kind of application that has brought the idea of passive income to a new level. Swagbucks, unlike conventional apps which need active participation or daily activity, enables individuals to earn money by carrying out simple tasks like browsing the internet, watching videos, and even sleeping.
How Does It Work?
Swagbucks has a simple principle, you do different online activities and get rewarded with points known as Swagbucks (SB). These can be exchanged with gift cards of major stores such as Amazon, Walmart, and eBay, or you can cash them out to your bank account. What is beautiful about Swagbucks is that it has a variety of ways to earn points and so it is not hard to earn points without doing much.
Among the most distinctive characteristics of Swagbucks, the possibility to earn money even when you are sleeping is worth mentioning. This might seem too good to be true but it is very simple.
You can earn SB by watching short ads and videos, which is their Watch & Earn program. These videos are usually between 30 seconds and a few minutes and they discuss various issues including product reviews and movie trailers. The most good? These videos can be watched at night before bed or can be programmed to play as you sleep with a feature known as AutoPlay.
Swagbucks Ways to Earn:
1. Videos: As stated, watching videos is one of the simplest methods of earning SB on Swagbucks. The application has a vast variety of content, including funny videos, educational tutorials, and so on. You get a few SB per video, typically 1 to 5 points per video. But using the option of the AutoPlay, you can maximize your income by having a sequence of videos playing automatically even when you are asleep.
2.Browsing the Web: Swagbucks also collaborates with such big websites as Google, YouTube, and Wikipedia. You earn SB per page view when you visit these sites via Swagbucks. The rate differs site to site, but you can generally earn between 0.1 and 1 point per page view. The best way to take advantage of this technique is to set Swagbucks as your default search engine or to install their browser extension to monitor your search history.
3. Surveys and Offers: The other method of earning SB is by completing surveys or offers of partner companies. These surveys usually last between 5-10 minutes and you can make between 10 to 50 points. These tasks will take more time than watching videos or browsing, but they can give a great increase to your income.
4. Playing Games : Swagbucks has a variety of games that you can play to earn SB by playing trivia, solving puzzles and other entertaining activities. There are games that are fast and simple and in a few minutes you can score points. Others are more complicated and can offer more rewards over longer play.
How to Maximize Your Earnings:
In order to actually take advantage of the potential of Swagbucks, you can use several strategies:
- Consistency: The ability to log in and work regularly will allow you to develop a stable flow of income. You can still earn a good amount of SB over time even though you only spend 10-15 minutes a day on Swagbucks.
- Using AutoPlay: You can set up AutoPlay to run when you are asleep and this can be quite beneficial to your earnings. You just need to make sure that your device is charged and connected to Wi-Fi to make sure that the videos can be played without interruptions.
- Integration of Methods: Do not use only one method. Combining various methods of earning can diversify your revenue and even make you more money in total.
- Referral Program: Swagbucks offers a great referral program that you can earn 500 SB per friend who you refer and they join and earn at least 10 SB. It is an excellent method to increase your income and make other people earn money without efforts.
Swagbucks is one of the most flexible and easy to use apps available in the market today. It will pay you even when you are sleeping, which is why it is the perfect option to choose when you want to earn some extra money without spending much time and effort.
Swagbucks is a convenient and fun method of earning money whether you are a student, busy professional or just someone looking to earn extra money. Why not then, have a go and start making money when you are asleep?